Freelancer Fintech

Stop Waiting 60 Days to Get Paid

PayTerm Optimizer analyzes your client payment history and recommends the exact invoice terms that maximize your cash flow — automatically.

Start Optimizing — $19/mo

Cancel anytime. No credit card surprises.

📊

Pattern Analysis

Detects slow-paying clients before they hurt your runway.

Smart Recommendations

Get Net-7, Net-15, or milestone terms tailored per client.

💸

Cash Flow Forecast

See projected income 90 days out based on your terms.

Pro Plan

$19

per month, billed monthly

  • Unlimited client profiles
  • AI-powered term recommendations
  • 90-day cash flow forecast
  • Late-payment risk scoring
  • CSV import & export
  • Priority email support
Get Started

Frequently Asked Questions

How does the payment pattern analysis work?

You import your invoice history (CSV or manual entry). Our algorithm scores each client by average days-to-pay, variance, and dispute frequency, then maps those scores to optimal Net terms.

Is my financial data safe?

All data is encrypted at rest and in transit. We never sell your data. You can export or delete everything at any time from your dashboard.

Can I cancel my subscription anytime?

Yes. Cancel with one click from your account settings. You keep access until the end of your billing period with no questions asked.